Obligation BPCe 0.309% ( FR0013161148 ) en EUR

BPCe

100 % ⇌

France

FR0013161148 ( en EUR )

0.309% par an ( paiement trimestriel )

12/01/2022 - Obligation échue

Prospectus brochure de l'obligation BPCE FR0013161148 en EUR 0.309%, échue

BPCE est un groupe bancaire coopératif français, le deuxième plus important du pays, constitué des réseaux Banques Populaires et Caisses d'Épargne, ainsi que de sa filiale Natixis.

L'obligation FR0013161148 émise par BPCE en France, libellée en EUR, avec un taux d'intérêt de 0,309% et une maturité au 12/01/2022, a été remboursée à son prix nominal de 100%, le paiement des intérêts ayant été effectué selon une fréquence de 4.

Final Terms dated 27 April 2016

BPCE
Euro 40,000,000,000
Euro Medium Term Note Programme
for the issue of Notes

SERIES NO: 2015-01
TRANCHE NO: 2

Euro 25,000,000 Floating Rate Notes due January 2022 (the "Notes")
to be assimilated (assimilées) and form a single series with the existing
Euro 500,000,000 Floating Rate Notes due January 2022 issued on 13 January 2015
issued by BPCE

Dealer
Credit Suisse

PART A CONTRACTUAL TERMS
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions (the "Conditions")
which are the 2014 EMTN Conditions which are incorporated by reference in the Base Prospectus dated
18 November 2015. This document constitutes the Final Terms of the Notes described herein for the purposes of
Article 5.4 of the Directive 2003/71/EC, as amended (the "Prospectus Directive") and must be read in conjunction
with the Base Prospectus dated 18 November 2015 which received visa n°15-588 from the AMF on
18 November 2015 and the supplements dated 29 February 2016 and 5 April 2016 which received from the AMF
respectively visa n°16-062 on 29 February 2016 and visa n° 16-118 on 5 April 2016 (the "Supplements"), which
together constitute a base prospectus for the purposes of the Prospectus Directive, including the 2014 EMTN
Conditions which are incorporated by reference in the Base Prospectus. Full information on the Issuer and the offer
of the Notes is only available on the basis of the combination of these Final Terms, the 2014 EMTN Conditions
and the Base Prospectus dated 18 November 2015 and the Supplements. The Base Prospectus and the Supplements
are available for viewing at the office of the Fiscal Agent or each of the Paying Agents and on the website of the
AMF (www.amf-france.org) and copies may be obtained from BPCE, 50 avenue Pierre Mendès-France, 75013
Paris, France.

1. Issuer:
BPCE
2. (i)
Series Number:
2015-01
(ii)
Tranche Number:
2
(iii)
Date on which the Notes become

fungible:
The Notes will be assimilated (assimilées) and form a
single series with the existing Euro 500,000,000 Floating
Rate Notes due January 2022 issued on 13 January 2015
(the "Existing Notes") as from the date of assimilation
which is expected to be on or about 40 days after the Issue
Date (the "Assimilation Date") of this Tranche
3. Specified Currency or Currencies:
Euro
4. Aggregate Nominal Amount:

(i)
Series:
Euro 525,000,000
(ii)
Tranche:
Euro 25,000,000
5. Issue Price:
99.717 per cent. of the Aggregate Nominal Amount of this
Tranche plus an amount of Euro 3,433.33 corresponding to
accrued interest of such Aggregate Nominal Amount for
the period from, and including, 13 April 2016 to, but
excluding, the Issue Date
6. Specified Denomination(s):
Euro 100,000
7. (i)
Issue Date:
29 April 2016

(ii)
Interest Commencement Date:
13 April 2016
1

8. Interest Basis:
Three (3) month EURIBOR + 0.56 per cent. Floating Rate
(further particulars specified below)
9. Maturity Date:
Interest Payment Date falling on or nearest to
13 January 2022
10. Redemption Basis:
Subject to any purchase and cancellation or early
redemption, the Notes will be redeemed on the Maturity
Date at 100.00 per cent. of their nominal amount
11. Change of Interest Basis:
Not Applicable
12. Put/Call Options:
Not Applicable
13. (i)
Status of the Notes:
Unsubordinated Notes
(ii)
Dates of the corporate authorisations Decision of the Directoire of the Issuer dated
for issuance of Notes obtained:
27 April 2015 and decision of Mr. Jean-Philippe Berthaut,
Head of Group Funding, dated 21 April 2016
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE
14. Fixed Rate Note Provisions
Not Applicable
15. Floating Rate Note Provisions
Applicable
(i)
Interest Period(s):
The period beginning on (and including) the Interest
Commencement Date and ending on (but excluding) the
First Interest Payment Date and each successive period
beginning on (and including) a Specified Interest Payment
Date and ending on (but excluding) the next succeeding
Specified Interest Payment Date.
(ii) Specified Interest Payment Dates:
Interest payable quarterly in arrear on 13 January,
13 April, 13 July and 13 October in each year, all such
dates being subject to adjustment in accordance with the
Business Day Convention set out in (iv) below
(iii) First Interest Payment Date:
13 July 2016 subject to adjustement in accordance with the
Business Day Convention set out in (iv) below
(iv) Business Day Convention:
Modified Following Business Day Convention
(v) Interest Period Date:
Not Applicable
(vi) Business Centre(s):
Not Applicable
(vii) Manner in which the Rate(s) of
Interest is/are to be determined:
Screen Rate Determination
(viii) Party responsible for calculating the
Rate(s) of Interest and/or Interest
Amount(s) (if not the Calculation
Agent):
Not Applicable
2

(ix) Screen Rate Determination:
Applicable
Reference Rate:
Three (3)month EURIBOR
Interest Determination Date:
11.00 a.m. (Brussels time) two (2) TARGET Business
Days prior to the first day of each Interest Accrual Period
Relevant Screen Page:
Reuters EURIBOR01
(x) FBF Determination:
Not Applicable
(xi) ISDA Determination:
Not Applicable
(xii) Margin(s):
+0.56 per cent. per annum
(xiii) Minimum Rate of Interest:
Not Applicable
(xiv) Maximum Rate of Interest:
Not Applicable
(xv) Day Count Fraction:
Actual/360
16. Zero Coupon Note Provisions
Not Applicable
17. Inflation Linked Interest Note Provisions
Not Applicable
PROVISIONS RELATING TO REDEMPTION
18. Call Option
Not Applicable
19. Put Option
Not Applicable
20. Final Redemption Amount of each Note:
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
Inflation Linked Notes Provisions relating

to the Final Redemption Amount:
Not Applicable
21. Early Redemption Amount

(i)
Early Redemption Amount(s) of each
Note payable on redemption for
taxation reasons (Condition 6(g)), for
illegality (Condition 6(j)) or on event
of default (Condition 9):
Euro 100,000 per Note of Euro 100,000 Specified
Denomination
(ii) Redemption for taxation reasons
permitted on days others than Interest
Payment Dates (Condition 6(g)):
No
(iii) Unmatured Coupons to become void
upon early redemption (Materialised
Bearer Notes only) (Condition 7(f)):
Not Applicable

3

GENERAL PROVISIONS APPLICABLE TO THE NOTES
22. Form of Notes:
Dematerialised Notes
(i)
Form of Dematerialised Notes:
Bearer form (au porteur)
(ii) Registration Agent:
Not Applicable
(iii) Temporary Global Certificate:
Not Applicable
(iv) Applicable TEFRA exemption:
Not Applicable
23. Financial Centre(s):
Not Applicable
24. Talons for future Coupons or Receipts to be
attached to Definitive Notes (and dates on
which such Talons mature):
Not Applicable
25. Details relating to Instalment Notes: amount
of each instalment, date on which each
payment is to be made:
Not Applicable
26. Redenomination provisions:
Not Applicable
27. Purchase in accordance with Articles L.213-

1 A and D.213-1 A of the French Code

monétaire et financier:
Applicable
28. Consolidation provisions:
Not Applicable
29. Masse:
Contractual Masse shall apply
Name and address of the Representative:
Mr. Sylvain THOMAZO
20, rue Victor Bart
78000 Versailles
France
Name and address of the alternate Representative:
Mrs. Sandrine D'HAUSSY
69, avenue Gambetta
94100 Saint Maur des Fosses
France
The Representative will receive a remuneration of
Euro 2,000 (excluding VAT) per year.
RESPONSIBILITY
The Issuer accepts responsibility for the information contained in these Final Terms.
Signed on behalf of BPCE
Duly represented by: Jean-Philippe Berthaut, Head of Group Funding
4

PART B OTHER INFORMATION
1.
LISTING AND ADMISSION TO TRADING

(i) Listing and Admission to
Application has been made by the Issuer (or on its behalf) for
trading:
the Notes to be listed and admitted to trading on Euronext Paris
with effect from the Issue Date.
The Existing Notes are already listed and admitted to trading on
Euronext Paris.
(ii) Estimate of total expenses

related to admission to trading:
Euro 3,550
2.
RATINGS

Ratings:
The Notes to be issued are expected to be rated:
S&P: A
Moody's: A2
Each of S&P and Moody's is established in the European
Union and registered under Regulation (EC) No
1060/2009, as amended.
3.
NOTIFICATION
Not Applicable
4.
INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE
Save as discussed in "Subscription and Sale", so far as the Issuer is aware, no person involved in the offer of
the Notes has an interest material to the offer.
5.
HISTORIC INTEREST RATES
Details of historic EURIBOR rates can be obtained from Reuters Screen EURIBOR01.
5

6.
OPERATIONAL INFORMATION
ISIN:
FR0013161148 until the Assimilation Date and therafter
FR0012431393
Common Code:
140227927 until the Assimilation Date and therafter 116552299
Depositaries:

(i)
Euroclear France to act as
Central Depositary:
Yes
(ii)
Common
Depositary
for
Euroclear and Clearstream
Luxembourg:
No

Any clearing system(s) other than
Euroclear
and
Clearstream,
Luxembourg
and
the
relevant
identification number(s):
Not Applicable
Delivery:
Delivery against payment
Names and addresses of additional

Paying Agent(s) (if any):
Not Applicable
7.
DISTRIBUTION
(i) Method of distribution:
Non-Syndicated

(ii) If syndicated:

(A) Names of Managers:
Not Applicable

(B) Stabilising Manager(s) if any:
Not Applicable

(iii) If non-syndicated, name of

Dealer:
Not Applicable
(iv) US Selling Restrictions

(Categories of potential investors
to which the Notes are offered):
Reg. S Compliance Category 2 applies to the Notes; TEFRA not
applicable

6